• Personal Accident Insurance

    Personal Accident Insurance

Food for thought

Did you know road traffic accidents, falls, injuries, drownings, and fires are the top causes of non-illnesses-related death in Myanmar?

Insurance for every personal accident

From the small, unexpected accidents in everyday life to the ongoing threat of major accidents like traffic and fire accidents, our personal accident plan helps you start each day with confidence by protecting you financially against these unforeseen events and many more.

Insurance for every personal accident

Enjoy Additional Benefits

Total sum assured amount will be payable in one lump sum upon insured's death or permanent disability  due to accident. 
Compensation will be paid based on doctor's recommendation for injuries, hospitalisation and inability to work due to accident.

Premium Rates and Payments


  • Premium rate is 0.7% of sum assured. For example, the premium for 1,000,000 MMK sum assured is 7,000 MMK. 
  • Premium rate is 1% of sum assured for military personnel, policemen, aircrews, electricians or anyone working under risky conditions in any industry. 

Maximum and Minimum Rates

  • The premium starts from 3,500 MMK for minimum sum assured of 500,000 MMK to 140,000 MMK for maximum sum assured of 20 million MMK. 


  • Anyone with good health and age between 16 to 65 can be insured.
  • Teenagers age between 16 to 18 need to be insured under their parents or guardians. 
Why Work With EFI Life?

Why Work With EFI Life?

Life is a journey of uncertainties. And since 2018, we have made it our mission to people find the assurance they need. As a subsidiary of Excellent Fortune Development Group, a top multi-sector conglomerate with a presence in the financial, real estate, mining, agricultural, and industrial sector, we are financially sound and strong. We are committed to creating a positive social impact through our products and services that serve the protection, savings, and investment needs of different life stages and for all segments of society.

EFI Life is focused on creating fresh customer experiences, with easy-to-understand products, supported by digital technology. Through this customer-led approach, EFI Life aims to become a leading Myanmar insurer that changes the way people feel about insurance. Come journey with us! Let us help you live life truly. Let’s #livelifetruly. Together!

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Frequently Asked Questions

Is there an age limit for Personal Accident insurance?

The insured’s age has to be starting from 16 to 65 years.

If the insured becomes total permanent disability related with the accidence, what is the compensation for the insured?

The company will cover 100% sum insured for the insured.

How is the premium rates for drivers and delivery postmen?

The premium will be 1 % of sum insured.

Apply This Insurance

You can get financial support and good savings habits when facing unforeseen circumstances by having Personal Accident Insurance coverage. So apply now to protect your lifestyle while discovering new and adventure.